Chevy Hi-Performance Homepage Chevy High Performance
Get Adobe Flash player

Insuring Your Show Car

Are You Covered?
By Steve Warner
Photography by Steve Warner
P33689 Image Large
Most antique car insurance... 
   
  read full caption
P33689 Image Large
Most antique car insurance companies we talked to would prefer to insure the bone-stock '66 Nova above, but weren't opposed to Pro Street cars. However, there are limitations for usage on both cars. Know your insurance policy before signing the paperwork and handing over the cash.
P33690 Image Large
Despite the fact that this... 
   
  read full caption
P33690 Image Large
Despite the fact that this mid-'70s Camaro is a Pro Streeter, it is insurable. However, engaging in any racing activities is strictly forbidden by most specialty car insurance companies. Some will make the owner sign a waver stating the car will never be used for competition. Others will allow racing, but if an accident occurs during a timed event, the policy will not cover damage costs. So race at your own risk.
P33691 Image Large
While having a blown car is... 
   
  read full caption
P33691 Image Large
While having a blown car is nice and looks trick, we found only one specialty insurance company--Hagerty Insurance--that would cover a car equipped with a supercharger. But this particular company will not cover any car running nitrous oxide. However, each policy varies from car to car.
P33692 Image Large
Most antique car insurance... 
   
  read full caption
P33692 Image Large
Most antique car insurance policies place restrictions on cars before the company will insure them. Some allow the cars to be driven to and from shows only, with no pleasure usage, and enforce mileage restrictions. Each company we talked to varied on its mileage constraints, but the average was around 2,500 miles a year. Hagerty was the most lenient on mileage.
P33693 Image Large
When signing up for your auto... 
   
  read full caption
P33693 Image Large
When signing up for your auto policy, determine what measure the company will use to pay a claim on your car if it is completely destroyed. Agreed value, the amount both you and your insurance company agree to, is the norm these days. However, antique car policies also offer stated-cash and actual-cash values. All three differ greatly, so make sure you understand each stipulation and discuss them thoroughly with the agent.
P33694 Image Large
Upon the initial sign-up with... 
   
  read full caption
P33694 Image Large
Upon the initial sign-up with a specialty car insurance company, you will be required to provide photographs of your car. If the car is stock, one photo should suffice. All modified vehicles require four: two of the exterior, one interior, and one of the engine compartment.
P33695 Image Large
Prior to signing a policy... 
   
  read full caption
P33695 Image Large
Prior to signing a policy with a specialty insurance company, discuss with the rep certain scenarios that may arise. If you're not satisfied with the answers or something doesn't feel right, don't sign up. To many people, a collectible car is more precious than almost anything. That's why it pays to know all the facts of your insurance policy.
P33696 Image Large
Antique car policies are great... 
   
  read full caption
P33696 Image Large
Antique car policies are great as long as they aren't abused. Expect to pay around $.60 per $100 of comprehensive and collision coverage for all stock-appearing vehicles per year. Owners with tricked-out and highly modified cars should expect premiums around $1.40 per $100 of coverage for 12 months.
American Collectors
Cherry Hill
NJ  08002
J.C. Taylor Antique Auto Insurance
Upper Darby
PA  19082
Condon & Skelly
Maple Shade
NJ  08052
Tri-State Insurance
Luverne
MN  56156
Hagerty Insurance
Traverse City
MI  49685

Chevrolet Corvette Research
Chevrolet Corvette Find new Chevrolet Corvette information as well as review photos, specs and more. The Corvette has a V8 standard engine producing 505 horsepower, and has a 8 star frontal impact rating for the driver and a 8 star frontal impact rating for the passenger. You may also be interested in the Chevrolet Impala and the Chevrolet Camaro.
 
NMCA Xtreme Street Event Coverage - 10 1/2 Inches To Glory
Check out the NMCA Xtreme Street event this year and the incredible drag racing cars that compete!... more
 
Chevy Small-Block, Big-Block & Transmission Building Books - Web Exclusive
Check out the many HPBooks that are out in the market to help you build any small-block &... more
 
Chevy Small Block History - The Best Things Come In Small Packages
Check out the history of the small block Chevy engine which dates back over 50 years ago.... more
 
Chevy El Camino Rear Bushings, Shocks, Springs & Sway Bar Upgrade - The End Result
Check out the advanced performance suspension system that we install including rear bushings,... more
 
2009 Chevy High Performance Top 10 Rides Of The Year - 2009 Year In Review
Find out what features made the cut for the 2009 Top 10 Rides Of The Year.... more
 
Performance Front Subframe and Suspension Swap - Makeover!
Check out the new front subframe and suspension system we swap in on our 1973 Chevy Camaro!... more
 
2009 SEMA Show Vehicles - Web Exclusive
Check out the web exclusive coverage of the 2009 SEMA show with some of the most amazing Chevy's... more
 
1972 Chevy Nova - Project Julia Juxtaposed
Check out this insane LS7 powered 1972 Chevy Nova!... more
 
1964 Chevy Chevelle Body Trim Restoration - Factory Fresh
Check out the 1964 Chevy Chevelle body trim that we buff out to look like new!... more
 
Chevy El Camino Rat Rod Flat Black Paint Job - Black-Tie Affair
Check out the Rat Rod Flat Black paint we splashed onto our Chevy El Camino project car!... more